EnFlux Financing Options Overview

EnFlux provides two financing options, EnFlux Finance and C-PACE, that together cover most energy efficiency project financing for commercial and industrial businesses in the U.S.

Enflux Finance is available throughout the U.S., provides 3 to 5 year financing, and is best suited for smaller projects such as quick change-outs, or for larger projects in states where C-PACE is not enabled.

C-PACE, in contrast, provides 20+ year financing, and is best suited to larger projects, major renovations, and new construction. However, C-PACE is not available in every state.

Below is a comparison of the two programs:

PROGRAM COMPARISON

EnFlux Finance

C-PACE

Availability

Entire U.S.

Certain States

Minimum Project Size

$20,000

$250,000

Types of Projects

– Quick Change-Outs

– Planned Change-Outs

– Major Renovations

– New Construction

Project Type

Yes

Yes

No

No

Project Type

No

Yes

Yes

Yes

Credit Decision Time

<$150,000 – next day

>$150,000 – approx. 2 weeks

Varies

Owner Guaranty Required

Generally for small businesses

None

Term of Financing

Generally 3 to 5 years

20+ years

Form of Financing

Capital Lease

Property Assessment

Non-recourse Financing

No

Yes

Repayment Required with Change of Ownership

Yes

No

Available for Federal, State and Municipal Entities

No

No

Eligible Installations

– HVAC

– Control Systems

– Lighting

– Solar

– Hurricane/Wind Resiliency

– Earthquake Resiliency

– Wildfire Resiliency

Eligible Installations

Yes

Yes

Yes

No

No

No

No

Eligible Installations

Yes

Yes

Yes

Yes

Yes (CA, FL, TX)

Yes (CA, OR)

Yes (CA)

To learn more about EnFlux Finance or C-PACE please click the following links:

EnFlux Finance

C-PACE

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